Here’s a brief article that does a nice job explaining the basics about Uninsured/Underinsured Motorist (UM/UIM) coverage. While we can’t guarantee the accuracy of the information it includes about other states, it is true that UM/UIM coverage is not required in Ohio. Here in Ohio, you have a “choice” when it comes to whether or not to purchase UM/UIM coverage. However, there’s really no choice to make – if you want to be protected, you should absolutely purchase UM/UIM coverage. Click here
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