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Uninsured and Underinsured Motorist Coverage in Ohio

Mon, 07/13/2015 - 16:11 -- admin

Uninsured or Underinsured Motorist coverage (also known as UM/UIM coverage) is a form of insurance coverage which is intended to protect drivers and passengers when they are injured in a crash by someone driving without insurance (or without sufficient insurance). If the driver that causes the accident is uninsured or underinsured, than the injured person can, in many cases, use their own UM/UIM coverage to cover medical bills and other expenses.

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Important Changes to Subrogation Law in Ohio

Fri, 07/10/2015 - 13:52 -- admin

The term "subrogation," when talking about health insurance, refers to the process by which health insurance companies are repaid for medical bills they paid when a person is injured in an accident. Up until now, health insurance companies could recover every dollar they paid out with respect to an injury claim in Ohio. Although this sounds reasonable at first blush, there are often times, after an accident, where there is not enough insurance to repay the health insurance company and compensate the injured person.

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New Year, New Insurance?

Wed, 12/10/2014 - 16:16 -- admin

The beginning of a new year is a great time to review your auto insurance policies and make sure you are well-covered. While you may save a little money in the short term with state-minimum levels of insurance, it's best to protect yourself with sufficient insurance should you either cause an accident, or be involved in an accident with another driver who has too little insurance or none at all.

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Social Media and Damages Claims

Mon, 09/22/2014 - 17:38 -- admin

Many people use social media sites like Facebook and Twitter to chronicle the events, big and small, in their lives. However, social media is still relatively new, and the law has not had much time to react and form a consensus on how to treat social media posts by victims in civil or criminal cases. If you've been injured, physically or emotionally, be careful what you post on social media sites, as it may come back to haunt you.

The following article discusses this issue in more detail, citing examples from across the US, as well as Canada.

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